EXPAT INFINITY
Why is international health insurance so important for expats?
Expat Health Insurance: A Must-Have for Travelers and Expats
Expats who travel or work abroad often face the challenge of adequately covering their health. This is because the public health care system in many countries is not as well-developed as in Germany, Switzerland, or Austria. Expatriate health insurance is indispensable here, as it provides financial protection in the event of an emergency and guarantees comprehensive medical care.
BDAE Expat Infinity Health Insurance
BDAE Expat Infinity is a comprehensive health insurance plan that is designed specifically for expats. The plan offers a wide range of benefits, including:
Medical treatment and hospitalization
Prescription drugs
Dental and vision care
Emergency medical evacuation
Travel assistance
Why Choose BDAE Expat Infinity?
There are many reasons why BDAE Expat Infinity is the best choice for expats:
Worldwide coverage: The plan covers you in over 200 countries worldwide.
Competitive rates: The plan offers competitive rates that are affordable for most expats.
Easy to apply for: The application process is simple and straightforward.
Excellent customer service: BDAE offers excellent customer service that is available 24/7.
If you are an expat who is looking for comprehensive health insurance, then BDAE Expat Infinity is the best choice for you. Contact us today to learn more about the plan and to get a quote.
What is expatriate health insurance?
International Health Insurance: Protect Yourself from High Medical Costs Abroad
International health insurance is a type of health insurance that is designed to protect expats from high medical costs while they are living or traveling abroad. It typically covers a wide range of medical expenses, including doctor visits, hospitalization, emergency services, and return transportation home.
Why do you need international health insurance?
There are several reasons why expats need international health insurance. First, the public health care system in many countries is not as well-developed as in the United States or other developed countries. This means that expats may have to pay out of pocket for medical care, which can be very expensive. Second, even if the public health care system is good, expats may not be eligible for coverage if they are not a citizen or permanent resident of the country. Third, even if expats are eligible for coverage, they may have to wait long periods of time to see a doctor or receive treatment.
What does international health insurance cover?
The coverage of international health insurance varies from plan to plan, but typically includes the following:
Doctor visits
Hospitalization
Emergency services
Prescription drugs
Dental and vision care
Maternity care
Mental health care
Repatriation (return transportation home)
How much does international health insurance cost?
The cost of international health insurance varies depending on the plan, the expat's age, and their health history. However, it is generally a small price to pay for the peace of mind and financial security that it provides.
How to choose the right international health insurance plan?
When choosing an international health insurance plan, it is important to consider the following factors:
Cost
Coverage
Customer service
Reputation
It is also important to compare different plans before making a decision.
If you are an expat who is planning to live or travel abroad, it is important to consider purchasing international health insurance. This will help to protect your health and financial security in the event of an illness or injury.
When should expatriate health insurance be purchased?
Expats Should Get Expatriate Health Insurance Early
Expatriate health insurance is a type of health insurance that is designed to protect expats from high medical costs while they are living or traveling abroad. It is important to get expatriate health insurance as early as possible, ideally before leaving for a foreign country. This will ensure that you are covered in the event of an emergency and do not have to worry about financial problems.
There are several reasons why it is important to get expatriate health insurance early:
The cost of expatriate health insurance can increase as you get older.
The best expatriate health insurance plans may be sold out or have waiting periods.
You may need to provide proof of health insurance in order to obtain a visa or residency permit.
If you are planning to move abroad, it is important to start researching expatriate health insurance as soon as possible. There are many different expatriate health insurance providers, so it is important to compare plans and find one that meets your needs. You should also make sure that you understand the terms and conditions of the plan before you sign up.
Here are some tips for getting expatriate health insurance:
Start researching plans as soon as possible.
Compare plans from different providers.
Make sure you understand the terms and conditions of the plan before you sign up.
Get quotes from multiple providers before making a decision.
Ask about discounts for seniors, families, and people with pre-existing conditions.
Getting expatriate health insurance is an important step in protecting your health and financial security when you move abroad. By following these tips, you can find the right plan for your needs and ensure that you are covered in the event of an emergency.
Why is international health insurance better than statutory health insurance?
International health insurance in Germany, Austria, and Switzerland
International health insurance in Germany, Austria, and Switzerland can offer a certain level of protection when traveling outside of Europe. However, statutory health insurance does not usually cover costs abroad, whereas expatriate health insurance is specifically tailored to the needs of expats and offers comprehensive protection.
Why expatriate health insurance?
There are several reasons why expatriate health insurance is important for expats:
Public health care systems in many countries are not as well-developed as in Germany, Austria, or Switzerland.
Expats may not be eligible for public health care in the country they are living in.
Expats may have to wait long periods of time to see a doctor or receive treatment in the public health care system.
Expats may be required to pay out of pocket for medical care in the public health care system.
What does expatriate health insurance cover?
Expatriate health insurance typically covers a wide range of medical expenses, including:
Doctor visits
Hospitalization
Emergency services
Prescription drugs
Dental and vision care
Maternity care
Mental health care
Repatriation (return transportation home)
How much does expatriate health insurance cost?
The cost of expatriate health insurance varies depending on the plan, the expat's age, and their health history. However, it is generally a small price to pay for the peace of mind and financial security that it provides.
How to choose the right expatriate health insurance plan?
When choosing an expatriate health insurance plan, it is important to consider the following factors:
Cost
Coverage
Customer service
Reputation
It is also important to compare different plans before making a decision.
If you are an expat who is planning to live or travel abroad, it is important to consider purchasing expatriate health insurance. This will help to protect your health and financial security in the event of an illness or injury.
Benefits & Variants
Should you still be interested in this type of international health insurance?
If you like what you read so far, you can find all the insurance conditions below as a PDF file, including an application. If you are seriously interested in coverage with one of the offered tariffs, please consider using one of the links to calculate your premium. We should talk or write to each other, so I can help you through the application process safely. These tariffs are very popular. Of course, you do not have to contact me and do everything yourself. However, we have not made many attempts to be included in these tariffs.
You can calculate your premium and get a quote by clicking on the image below this text.
What is the difference between an international health insurance and a travel health insurance?
A travel health insurance is a short-term health insurance that is taken out for a specific period of travel. Expatriate health insurance, on the other hand, is long-term health insurance that is valid for a longer period of time abroad. Therefore, expats should definitely purchase expatriate health insurance if they are staying abroad for a longer period of time.
The BDAE Expat Infinity tariff is a very successful international health insurance How to Find the Best Expatriate Health Insurance
When choosing expatriate health insurance, it is important to compare different plans and find one that meets your needs. Here are some tips for finding the best expatriate health insurance:
Start by researching plans. There are many different expatriate health insurance providers, so it is important to compare plans and find one that meets your needs. You can find information about different plans online or by talking to a financial advisor.
Consider your needs. When choosing an expatriate health insurance plan, it is important to consider your needs. What kind of coverage do you need? How much are you willing to pay? Do you have any pre-existing conditions?
Get quotes from multiple providers. Once you have a few plans in mind, get quotes from multiple providers. This will help you compare prices and find the best deal.
Read the fine print. Before you sign up for any expatriate health insurance plan, be sure to read the fine print. This will help you understand what is covered and what is not.
Here are some of the factors to consider when choosing expatriate health insurance:
Coverage: The most significant factor to consider when selecting expatriate health insurance is the coverage. Make sure the plan covers all of your medical needs, including doctor visits, hospitalization, and prescription drugs.
Cost: Expatriate health insurance can be expensive, so it is influential to find a plan that fits your budget.
Pre-existing conditions: If you have any pre-existing conditions, you will need to find a plan that will cover them. Some plans have waiting periods for pre-existing conditions, so be sure to ask about this before you sign up.
Customer service: It is important to choose an expatriate health insurance provider with good customer service. If you have any questions or problems, you will want to be able to get help quickly and easily.
By following these tips, you can find the best expatriate health insurance for your needs.
How do I find the best expatriate health insurance?
How to Choose the Best Expatriate Health Insurance
The best expatriate health insurance for you will depend on your individual needs and circumstances. However, there are some factors that you should consider when making your decision, such as:
The scope of benefits: The most important factor to consider is the scope of benefits that are included in the plan. Make sure that the plan covers all of the medical expenses that you are likely to incur, such as doctor visits, hospitalization, and prescription drugs.
The price: Expatriate health insurance can be expensive, so it is important to find a plan that fits your budget. You may be able to find a lower-cost plan by choosing a plan with a higher deductible.
The duration of the insurance: You will need to decide how long you need coverage for. If you are only planning to be an expat for a short period of time, you may be able to find a shorter-term plan that is less expensive.
The protection in case of illness: Make sure that the plan provides adequate coverage in case of illness or injury. Some plans have waiting periods for pre-existing conditions, so be sure to ask about this before you sign up.
Once you have considered these factors, you can start comparing different plans. You can find information about different plans online or by talking to a financial advisor.
BDAE Expat Infinity
BDAE Expat Infinity is a comprehensive international health insurance plan that offers a wide range of benefits, including:
Worldwide coverage
Flexible durations
Individual adaptability
The option to reduce the premium by using a deductible
BDAE Expat Infinity is a good option for expats who are looking for a comprehensive and affordable plan.
Deductibles in International Health Insurance
A deductible is a certain amount that the policyholder pays out-of-pocket before the insurance company begins to pay for medical expenses. By choosing a higher deductible, the premium for international health insurance can be reduced.
However, it is important to note that selecting a higher deductible also increases the risk of having to pay higher costs in the event of a medical emergency. Therefore, the choice of deductible should be carefully considered and adjusted to individual needs and risks.
BDAE Expat Infinity offers a flexible and customizable solution for expats looking for a comprehensive and cost-efficient international health insurance. Deductibles can range from €0, €250, €500, and €1,000 per insured person per insurance year.
Here are some factors to consider when choosing a deductible:
Your budget: The higher the deductible, the lower the premium. However, you will have to pay more out-of-pocket in the event of a medical emergency.
Your health: If you have a chronic condition, you may want to choose a lower deductible so that you don't have to pay for expensive medical care out-of-pocket.
Your lifestyle: If you travel frequently, you may want to choose a higher deductible so that you don't have to pay for medical care in other countries.
Ultimately, the best way to decide a deductible is to consider your individual needs and circumstances. Talk to your insurance agent to get help choosing the right deductible for you.
BDAE has introduced risk surcharges for the Expat Infinity tariff.
A risk surcharge is an additional premium that is due to special risks, such as a pre-existing illness or increased age. By introducing risk surcharges, BDAE aims to ensure that insurance benefits are adequately funded and that the Expat Infinity tariff will continue to provide solid and reliable coverage for expatriates in the future. It is important to note that risk surcharges are not applicable to all expats and that the amount of the surcharge depends on various factors, such as age, pre-existing illness and the selected scope of benefit.
Conclusion
International health insurance is essential for expats to protect themselves from high medical costs while living or traveling abroad. It is important to research different plans and choose one that is tailored to your individual needs and budget.
Here are some tips for choosing the right international health insurance plan:
Consider your needs: What kind of coverage do you need? How much are you willing to pay? Do you have any pre-existing conditions?
Compare plans: Get quotes from multiple providers and compare the coverage, cost, and customer service.
Read the fine print: Before you sign up for any plan, be sure to read the fine print so that you understand what is covered and what is not.
By following these tips, you can find the right international health insurance plan to protect your health and financial security while living or traveling abroad.
Here are some additional benefits of international health insurance:
Peace of mind: Knowing that you are covered in case of an illness or injury can give you peace of mind.
Financial security: International health insurance can help protect you from financial ruin in the event of a medical emergency.
Access to quality care: International health insurance can help you access quality medical care, even if you are traveling or living abroad.
If you are an expat, international health insurance is an essential part of your financial and medical planning. By choosing the right plan, you can protect yourself from high medical costs and ensure that you have access to quality care, no matter where you are in the world.
You can calculate your premium and get a quote by clicking on the link in this text.
Baiyoke Sky Hotel, Bangkok: Standard Room with Magnificent View for $53/Night
Stay in the heart of Bangkok at Baiyoke Sky Hotel and enjoy stunning views of the city from your standard room. This special offer includes:
Complimentary Wi-Fi in the room and public areas
Access to the fitness center and swimming pool
Daily breakfast buffet in the hotel restaurant
Air conditioning in the room
Room service around the clock
Baiyoke Sky Hotel is a great choice for travelers who want to be close to all the action. The hotel is located just steps away from shopping centers, markets, and tourist attractions.
Book your stay today: Hotels-Flights-Vacation